IBC Bank provides a complete line of personal checking accounts. You can open a FREE checking account for only $10 and all other checking accounts with $100. All IBC Bank Personal Checking Accounts include IBC Bank Online with Bill Pay, FREE IBC Voice, and IBC Bank Instant Issue Visa Debit Card.Click to see full answer. Also, how do I open a savings account at IBC? Personal Savings Overview $100 Opening Deposit. Easy to get started by depositing a minimum of $100 in your account. Free for Account Holders Under 18 Years of Age. It’s not too early to start saving. No Service Charge if Required Balance is Maintained. Availability of Funds. Convenience With Direct Deposit. Additionally, how can I check my IBC account balance? You can view your transaction history & reload your IBC Bank Visa Cash Card online. Register it at to access your account balance information online. If you do not have internet access, call 1-866-436-1965, 24 hours a day, 7 days a week. In respect to this, does IBC Bank charge a fee? Account Requirements and Service Fees: $9.95 service charge per month if minimum balance is not maintained. Per debit charge is $0.21.What banks are free to open? 11 Banks Offering Free Checking With No Minimum Balance Free Checking Accounts. Capital One 360 Checking. Ally Bank Interest Checking. Discover Bank Cashback Debit. Axos Bank Rewards Checking. FNBO Direct Online Checking Account. State Farm Bank Checking Account. First Internet Bank Free Checking.